American Family Insurance
11304 Gravois Rd
Sappington, MO 63126-3608
Phone: (314) 842-3517 | Fax: (314) 842-3514
American Family Insurance provides residents of Sappington with advice and guidance when making important insurance decisions. Their office is located at 11304 Gravois Rd or call (314) 842-3517 to speak with an agent. Serving Sappington and the greater St Louis county area.
Looking for insurance agents in Sappington, MO or just trying to lower your premiums? Here are some insurance buying best practices.
- American Family Insurance may be able to help you find the best insurance rates in Missouri. By using a local Sappington insurance agent, you have someone to contact to ask questions, review coverages and help you at claim time.
- Your Sappington auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Sappington home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Consider taking a driver training course. Many car insurance companies will give you a discount if you've completed a defensive driver course in Missouri. Check with your Sappington agent to find out if that discount exists with your current company.