American Modern Home Insurance
1281 Highway 3072
Ruston, LA 71270-1603
Phone: (318) 255-8234
American Modern Home Insurance provides residents of Ruston with advice and guidance to help them meet their insurance needs. Call (318) 255-8234 for a no obligation quote or stop by at 1281 Highway 3072. Servicing Ruston and the entire Lincoln county region.
Looking for insurance agents in Ruston, LA or just trying to lower your premiums? These tips may help.
- A local insurance services provider like American Modern Home Insurance can help you determine the proper coverages for your personal situation. Licensed Louisiana insurance agents are trained to find possible coverage gaps in your insurance plan.
- Have you thought about how to reduce your Ruston car insurance costs? Just by taking a little time to review your current coverages with your Ruston agent, you may be entitled to substantial savings that you didn't even know you qualified for.
- Ruston home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your Louisiana insurance company, then you will be rewarded with lower rates.