Brian O Neil
14863 Energy Way
Apple Valley, MN 55124-5757
Phone: (952) 432-6000
Brian O Neil provides residents of Apple Valley with advice and guidance to help them meet their insurance needs. Call (952) 432-6000 for a no obligation quote or stop by at 14863 Energy Way. Servicing Apple Valley and the entire Dakota county region.
Looking for insurance agents in Apple Valley, MN or just trying to lower your premiums? These tips may help.
- A neighborhood insurance services provider like Brian O Neil can make it easier to determine the correct insurance coverages for your financial situation. Licensed Minnesota insurance agents are educated to uncover possible protection gaps within your insurance coverage.
- Your Apple Valley car insurance rates could be decreased considerably by increasing your collision and comprehensive or 'other than collision' insurance deductibles. Should you have an automobile accident or your vehicle receives damage in a hail storm you'll be forced to pay more to have the hail damage repaired, but larger insurance deductibles mean less premium every year plus your cost savings may possibly more than replace the increased expense at claim time.
- Apple Valley insurance agents may be able to save you money if you inquire about raising your homeowner's deductible. The higher you raise your deductible, the less your Apple Valley home insurance will cost you each year because you're willing to shoulder a larger portion of any claim that you may file.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your Minnesota insurance company, then you will be rewarded with lower rates.