Calderwood Insurance
132 S Main St
Hardwick, VT 05843-0000
Phone: (802) 472-5517 | Fax: (802) 472-8818
Calderwood Insurance is dedicated to protecting Hardwick residents with at a price you can afford with professional service. Call (802) 472-5517 for risk-free insurance quotes or stop by at 132 S Main St. Servicing Hardwick and the entire Caledonia county region.
Searching for insurance agents in Hardwick, Vermont or just trying to save money on insurance? These tips may help.
- Calderwood Insurance may be able to help you find the best insurance rates in Vermont. By using a local Hardwick insurance agent, you have someone to contact to ask questions, review coverages and help you at claim time.
- Your Hardwick auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Higher homeowner's insurance deductibles can give you substantial savings if you own a home in Hardwick. You'll have to pay more out-of-pocket if you have an insurance claim, but if your claims are infrequent, you may come out way ahead by raising your deductibles and pocketing the savings.
- Some Vermont insurance companies may give you a discount if you drive less miles in a year. So if you live close to work in Hardwick and can walk or use public transportation rather than driving your car, you might save up to 10% off your annual premium.