Davidson Agency
925 N Cole St
Lima, OH 45805-2022
Phone: (419) 222-7041
Lima residents can count on Davidson Agency to give a helping hand when purchasing insurance. Call (419) 222-7041 to talk to an agent or stop by at 925 N Cole St. Serving the greater Lima area and beyond.
If you're trying to find insurance agents in Lima, OH or just looking to lower your rates we can help. These tips may help.
- Davidson Agency may be able to help you find the best insurance rates in Ohio. By using a local Lima insurance agent, you have someone to contact to ask questions, review coverages and help you at claim time.
- Lima auto insurance can be very expensive if you're driving newer vehicles, have a poor driving record or have files many claims in the past. Some issues like poor credit cannot be immediately corrected, but you can take some steps that will immediately reduce your insurance rates such as raising your deductibles.
- Lima home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Consider taking a driver training course. Many car insurance companies will give you a discount if you've completed a defensive driver course in Ohio. Check with your Lima agent to find out if that discount exists with your current company.