Direct General Ins Agency
2020 Rogers Ave
Fort Smith, AR 72901-3934
Phone: (479) 782-3390 | Fax: (479) 782-3382
Direct General Ins Agency provides residents of Fort Smith with advice and guidance when making important insurance decisions. Their office is located at 2020 Rogers Ave or call (479) 782-3390 to speak with an agent. Serving Fort Smith and the greater Sebastian county area.
Looking for insurance agents in Fort Smith, AR or just trying to lower your premiums? Here are some insurance buying best practices.
- Direct General Ins Agency is an insurance services provider in your neighborhood and by talking with a licensed agent, you can help find adequate insurance coverages for your personal situation.
- Your Fort Smith auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- If you own a home in Fort Smith and are shopping for home insurance, higher deductibles can give you substantial savings on your premiums. If you can afford to pay a higher deductible when you have a claim, you may come out ahead by raising your deductible.
- Longevity pays off. If you have a tendancy to jump around between insurance companies, you may be costing yourself money. Many Arkansas insurance companies reward insureds for staying with them over time. The longer you stay, the bigger discount you may see.