Downs Insurance
40108 Us 71
Laporte, MN 56461-4113
Phone: (218) 224-3434
Laporte residents can count on Downs Insurance to give a helping hand when purchasing insurance. Call (218) 224-3434 to talk to an agent or stop by at 40108 Us 71. Serving the greater Laporte area and beyond.
If you're trying to find insurance agents in Laporte, MN or just looking to lower your rates we can help. These tips may help.
- Downs Insurance may be able to help you determine the insurance policy that's right for your specific needs.
- Your Laporte auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Laporte home insurance rates can be reduced by taking a look at your property loss deductible. If you currently have a $250 or $500 deductible on your Laporte policy, you can raise your deductible to $1,000 or more and save significantly on your annual rates.
- Longevity pays off. If you have a tendancy to jump around between insurance companies, you may be costing yourself money. Many Minnesota insurance companies reward insureds for staying with them over time. The longer you stay, the bigger discount you may see.