Earl F Nichols Insurance
222 Carmen Ln # 104
Santa Maria, CA 93458-7776
Phone: (805) 922-9640 | Fax: (805) 922-1575
Earl F Nichols Insurance is dedicated to protecting Santa Maria consumers with affordably with professional service. Their office location is 222 Carmen Ln # 104 or call (805) 922-9640 anytime to talk to one of their friendly professionals. Serving Santa Maria and the greater Santa Barbara county area.
Searching for insurance agents in Santa Maria, California or just trying to save money on insurance? Here are some insurance buying best practices.
- A local insurance services provider like Earl F Nichols Insurance can help you determine the proper coverages for your personal situation. Licensed California insurance agents are trained to find possible coverage gaps in your insurance plan.
- When researching auto insurance in Santa Maria, think about increasing your collision and comprehensive insurance deductibles to a larger amount in order to save money. Car insurance is cheaper when you're prepared to spend slightly more out-of-pocket if you have an insurance claim.
- If you own a home in Santa Maria, you may be able to lower your property insurance premiums simply by raising your homeowners deductible. Your insurance company may also give you the option of raising just the wind and hail deductible, but leaving a lower deductible on losses such as theft or fire.
- Some California insurance companies may give you a discount if you drive less miles in a year. So if you live close to work in Santa Maria and can walk or use public transportation rather than driving your car, you might save up to 10% off your annual premium.