Erny Insurance
801 W Congress St
Lafayette, LA 70501-5719
Phone: (337) 234-6246 | Fax: (337) 234-6210
Lafayette residents can count on Erny Insurance to provide guidance when purchasing insurance. Visit their office at 801 W Congress St or call (337) 234-6246 to talk to an agent. Serving the greater Lafayette area and beyond.
If you're trying to find insurance agents in Lafayette, LA or just looking to lower your rates we can help. Here are some tips to keep in mind.
- Erny Insurance may assist you in finding Louisiana insurance coverage. With a local Lafayette insurance agent, you have a professional contact to inquire about coverage issues, review your policy and assist you in the event of an insurance claim.
- Your Lafayette car insurance rates could be decreased considerably by increasing your collision and comprehensive or 'other than collision' insurance deductibles. Should you have an automobile accident or your vehicle receives damage in a hail storm you'll be forced to pay more to have the hail damage repaired, but larger insurance deductibles mean less premium every year plus your cost savings may possibly more than replace the increased expense at claim time.
- If you own a home in Lafayette and are shopping for home insurance, higher deductibles can give you substantial savings on your premiums. If you can afford to pay a higher deductible when you have a claim, you may come out ahead by raising your deductible.
- Some Louisiana insurance companies may give you a discount if you drive less miles in a year. So if you live close to work in Lafayette and can walk or use public transportation rather than driving your car, you might save up to 10% off your annual premium.