Family Insurance Ctr
634 Schemmer Dr # 102
Prescott, AZ 86305-2332
Phone: (928) 776-0400 | Fax: (928) 771-1703
Family Insurance Ctr provides residents of Prescott with advice and guidance when making important insurance decisions. Their office is located at 634 Schemmer Dr # 102 or call (928) 776-0400 to speak with an agent. Serving Prescott and the greater Yavapai county area.
Looking for insurance agents in Prescott, AZ or just trying to lower your premiums? Here are some insurance buying best practices.
- A neighborhood insurance services provider like Family Insurance Ctr can make it easier to determine the correct insurance coverages for your financial situation. Licensed Arizona insurance agents are educated to uncover possible protection gaps within your insurance coverage.
- Your Prescott auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Prescott property owners are able to reduce their insurance costs by simply increasing their insurance policy deductible. An insurance deductible is how much money you have to pay out-of-pocket once you have a home insurance claim. By agreeing to pay an increased amount of your own money, your insurance provider will lower your home insurance premium. Providing you don't have regular claims, the cost savings on the reduced premium will soon add up to a lot more than the extra insurance deductible you have to spend at claim time.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your Arizona insurance company, then you will be rewarded with lower rates.