Folsom-Somerville Insurance
206 W High St
Lima, OH 45801-4321
Phone: (419) 228-2504 | Fax: (419) 228-5677
Lima residents can count on Folsom-Somerville Insurance to give a helping hand when purchasing insurance. Call (419) 228-2504 to talk to an agent or stop by at 206 W High St. Serving the greater Lima area and beyond.
If you're trying to find insurance agents in Lima, OH or just looking to lower your rates we can help. These tips may help.
- Folsom-Somerville Insurance may assist you in finding Ohio insurance coverage. With a local Lima insurance agent, you have a professional contact to inquire about coverage issues, review your policy and assist you in the event of an insurance claim.
- If you think your Lima is too expensive, consider having an annual review with your insurance agent. They can go over your current coverages and make recommendations such as raising your physical damage deductibles to save you money.
- Lima property owners are able to reduce their insurance costs by simply increasing their insurance policy deductible. An insurance deductible is how much money you have to pay out-of-pocket once you have a home insurance claim. By agreeing to pay an increased amount of your own money, your insurance provider will lower your home insurance premium. Providing you don't have regular claims, the cost savings on the reduced premium will soon add up to a lot more than the extra insurance deductible you have to spend at claim time.
- Longevity pays off. If you have a tendancy to jump around between insurance companies, you may be costing yourself money. Many Ohio insurance companies reward insureds for staying with them over time. The longer you stay, the bigger discount you may see.