Fred Loya Insurance
2316 S Zapata Hwy
Laredo, TX 78046-6563
Phone: (956) 718-2224 | Fax: (956) 718-2277
Fred Loya Insurance is dedicated to protecting Laredo families with at a price you can afford with professional service. Visit their office at 2316 S Zapata Hwy or call (956) 718-2224 for risk-free insurance quotes. Serving Laredo and the greater Webb county area.
Searching for insurance agents in Laredo, Texas or just trying to save money on insurance? Here are some tips to keep in mind.
- Fred Loya Insurance may be able to help you determine the insurance policy that's right for your specific needs.
- Your Laredo auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Laredo home insurance rates can be reduced by taking a look at your property loss deductible. If you currently have a $250 or $500 deductible on your Laredo policy, you can raise your deductible to $1,000 or more and save significantly on your annual rates.
- Some Texas insurance companies may give you a discount if you drive less miles in a year. So if you live close to work in Laredo and can walk or use public transportation rather than driving your car, you might save up to 10% off your annual premium.