Fred Vance Insurance Svc
3810 W Channel Islands Blvd #I
Oxnard, CA 93035-4080
Phone: (805) 985-8643 | Fax: (805) 985-3889
Oxnard residents can count on Fred Vance Insurance Svc to provide guidance when purchasing insurance. Visit their office at 3810 W Channel Islands Blvd #I or call (805) 985-8643 to talk to an agent. Serving the greater Oxnard area and beyond.
If you're trying to find insurance agents in Oxnard, CA or just looking to lower your rates we can help. Here are some tips to keep in mind.
- Fred Vance Insurance Svc may be able to help you find the best insurance rates in California. By using a local Oxnard insurance agent, you have someone to contact to ask questions, review coverages and help you at claim time.
- Oxnard auto insurance can be very expensive if you're driving newer vehicles, have a poor driving record or have files many claims in the past. Some issues like poor credit cannot be immediately corrected, but you can take some steps that will immediately reduce your insurance rates such as raising your deductibles.
- Oxnard home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Some California insurance companies may give you a discount if you drive less miles in a year. So if you live close to work in Oxnard and can walk or use public transportation rather than driving your car, you might save up to 10% off your annual premium.