Gaffney & Coate Insurance Svc
1605 4th St # A
Santa Rosa, CA 95404-4073
Phone: (707) 545-5984 | Fax: (707) 576-3451
Santa Rosa residents can count on Gaffney & Coate Insurance Svc to provide guidance when purchasing insurance. Visit their office at 1605 4th St # A or call (707) 545-5984 to talk to an agent. Serving the greater Santa Rosa area and beyond.
If you're trying to find insurance agents in Santa Rosa, CA or just looking to lower your rates we can help. Here are some tips to keep in mind.
- Gaffney & Coate Insurance Svc may be able to help you find the best insurance rates in California. By using a local Santa Rosa insurance agent, you have someone to contact to ask questions, review coverages and help you at claim time.
- If you think your Santa Rosa is too expensive, consider having an annual review with your insurance agent. They can go over your current coverages and make recommendations such as raising your physical damage deductibles to save you money.
- Santa Rosa home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- To save money on your home insurance, consider installing a security or surveillance system. Some insurance companies in California may give you a break on your rates if you have a monitored security system installed. Check with your insurer prior to installing a system to see which systems they recommend.