Harris-Hodnett Agency Inc
119 N Sangamon St
Lincoln, IL 62656-2059
Phone: (217) 732-4115 | Fax: (217) 732-4116
Lincoln residents can count on Harris-Hodnett Agency Inc to provide guidance when purchasing insurance. Visit their office at 119 N Sangamon St or call (217) 732-4115 to talk to an agent. Serving the greater Lincoln area and beyond.
If you're trying to find insurance agents in Lincoln, IL or just looking to lower your rates we can help. Here are some tips to keep in mind.
- Harris-Hodnett Agency Inc is an insurance services provider in Lincoln and may be able to help you obtain insurance coverage.
- Lincoln auto insurance can be very expensive if you're driving newer vehicles, have a poor driving record or have files many claims in the past. Some issues like poor credit cannot be immediately corrected, but you can take some steps that will immediately reduce your insurance rates such as raising your deductibles.
- Higher homeowner's insurance deductibles can give you substantial savings if you own a home in Lincoln. You'll have to pay more out-of-pocket if you have an insurance claim, but if your claims are infrequent, you may come out way ahead by raising your deductibles and pocketing the savings.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your Illinois insurance company, then you will be rewarded with lower rates.