Insurance Associates-Spencer
328 Grand Ave
Spencer, IA 51301-4141
Phone: (712) 262-1918 | Fax: (712) 262-7316
Insurance Associates-Spencer is dedicated to protecting Spencer families with at a price you can afford with professional service. Visit their office at 328 Grand Ave or call (712) 262-1918 for risk-free insurance quotes. Serving Spencer and the greater Clay county area. Visit the Insurance Associates-Spencer website for additional information.
Searching for insurance agents in Spencer, Iowa or just trying to save money on insurance? Here are some tips to keep in mind.
- Insurance Associates-Spencer is an insurance services provider in Spencer and may be able to help you obtain insurance coverage.
- Your Spencer car insurance rates could be decreased considerably by increasing your collision and comprehensive or 'other than collision' insurance deductibles. Should you have an automobile accident or your vehicle receives damage in a hail storm you'll be forced to pay more to have the hail damage repaired, but larger insurance deductibles mean less premium every year plus your cost savings may possibly more than replace the increased expense at claim time.
- If you own a home in Spencer, you may be able to lower your property insurance premiums simply by raising your homeowners deductible. Your insurance company may also give you the option of raising just the wind and hail deductible, but leaving a lower deductible on losses such as theft or fire.
- Longevity pays off. If you have a tendancy to jump around between insurance companies, you may be costing yourself money. Many Iowa insurance companies reward insureds for staying with them over time. The longer you stay, the bigger discount you may see.