J P Fracchia
2542 Ridgeway Rd # 6
Memphis, TN 38119-7418
Phone: (901) 682-4003
J P Fracchia is dedicated to protecting Memphis residents with at a price you can afford with professional service. Call (901) 682-4003 for risk-free insurance quotes or stop by at 2542 Ridgeway Rd # 6. Servicing Memphis and the entire Shelby county region.
Searching for insurance agents in Memphis, Tennessee or just trying to save money on insurance? These tips may help.
- J P Fracchia is an insurance services provider in your neighborhood and by talking with a licensed agent, you can help find adequate insurance coverages for your personal situation.
- Memphis car insurance rates are not cheap, and nobody like paying more than they have to for insurance. You can help reduce your car insurance costs by raising your deductibles, maintain a high credit score, avoid getting traffic tickets or having at-fault accidents, and drive lower-cost vehicles that are cheaper to repair than expensive imports.
- Memphis property owners are able to reduce their insurance costs by simply increasing their insurance policy deductible. An insurance deductible is how much money you have to pay out-of-pocket once you have a home insurance claim. By agreeing to pay an increased amount of your own money, your insurance provider will lower your home insurance premium. Providing you don't have regular claims, the cost savings on the reduced premium will soon add up to a lot more than the extra insurance deductible you have to spend at claim time.
- Longevity pays off. If you have a tendancy to jump around between insurance companies, you may be costing yourself money. Many Tennessee insurance companies reward insureds for staying with them over time. The longer you stay, the bigger discount you may see.