James B Joiner Insurance
2229 Bemiss Rd
Valdosta, GA 31602-4812
Phone: (229) 249-9494 | Fax: (229) 249-9434
James B Joiner Insurance is dedicated to protecting Valdosta families with at a price you can afford with professional service. Visit their office at 2229 Bemiss Rd or call (229) 249-9494 for risk-free insurance quotes. Servicing Valdosta and the entire Lowndes county region.
Searching for insurance agents in Valdosta, Georgia or just trying to save money on insurance? Here are some tips to keep in mind.
- James B Joiner Insurance may be able to help you find the best insurance rates in Georgia. By using a local Valdosta insurance agent, you have someone to contact to ask questions, review coverages and help you at claim time.
- Valdosta car insurance rates are not cheap, and nobody like paying more than they have to for insurance. You can help reduce your car insurance costs by raising your deductibles, maintain a high credit score, avoid getting traffic tickets or having at-fault accidents, and drive lower-cost vehicles that are cheaper to repair than expensive imports.
- Valdosta home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Consider taking a driver training course. Many car insurance companies will give you a discount if you've completed a defensive driver course in Georgia. Check with your Valdosta agent to find out if that discount exists with your current company.