Joyce Watts Insurance
3550 Orcutt Rd
Santa Maria, CA 93455-2606
Phone: (805) 937-9658
Joyce Watts Insurance provides residents of Santa Maria with advice and guidance when making important insurance decisions. Their office is located at 3550 Orcutt Rd or call (805) 937-9658 to speak with an agent. Serving Santa Maria and the greater Santa Barbara county area.
Looking for insurance agents in Santa Maria, CA or just trying to lower your premiums? Here are some insurance buying best practices.
- Joyce Watts Insurance may assist you in finding California insurance coverage. With a local Santa Maria insurance agent, you have a professional contact to inquire about coverage issues, review your policy and assist you in the event of an insurance claim.
- Your Santa Maria car insurance rates could be decreased considerably by increasing your collision and comprehensive or 'other than collision' insurance deductibles. Should you have an automobile accident or your vehicle receives damage in a hail storm you'll be forced to pay more to have the hail damage repaired, but larger insurance deductibles mean less premium every year plus your cost savings may possibly more than replace the increased expense at claim time.
- Santa Maria insurance agents may be able to save you money if you inquire about raising your homeowner's deductible. The higher you raise your deductible, the less your Santa Maria home insurance will cost you each year because you're willing to shoulder a larger portion of any claim that you may file.
- Longevity pays off. If you have a tendancy to jump around between insurance companies, you may be costing yourself money. Many California insurance companies reward insureds for staying with them over time. The longer you stay, the bigger discount you may see.