Lumbrezer Malone & Smith Agcy
310 Main St
Toledo, OH 43605-2038
Phone: (419) 243-9303
Toledo residents can count on Lumbrezer Malone & Smith Agcy to provide guidance when purchasing insurance. Visit their office at 310 Main St or call (419) 243-9303 to talk to an agent. Serving the greater Toledo area and beyond.
If you're trying to find insurance agents in Toledo, OH or just looking to lower your rates we can help. Here are some tips to keep in mind.
- Lumbrezer Malone & Smith Agcy is an insurance services provider in your neighborhood and by talking with a licensed agent, you can help find adequate insurance coverages for your personal situation.
- Your Toledo auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- If you own a home in Toledo and are shopping for home insurance, higher deductibles can give you substantial savings on your premiums. If you can afford to pay a higher deductible when you have a claim, you may come out ahead by raising your deductible.
- Under no circumstances allow your insurance coverage to expire. You may find it very hard to get insurance again in Ohio should your insurance policy expire, and your insurance coverage may cost considerably more than it had before.