Michael L Smith Insurance Inc
2308 Kaliste Saloom Rd
Lafayette, LA 70508-6808
Phone: (337) 981-3472 | Fax: (337) 984-5004
Michael L Smith Insurance Inc provides residents of Lafayette with advice and guidance to help protect assets. Visit their office at 2308 Kaliste Saloom Rd or call (337) 981-3472 for a no obligation quote. Serving the greater Lafayette area and beyond.
Looking for insurance agents in Lafayette, LA or just trying to lower your premiums? Here are some tips to keep in mind.
- Michael L Smith Insurance Inc is an insurance services provider in your area. Contact them for assistance with your insurance needs.
- Your Lafayette car insurance rates could be decreased considerably by increasing your collision and comprehensive or 'other than collision' insurance deductibles. Should you have an automobile accident or your vehicle receives damage in a hail storm you'll be forced to pay more to have the hail damage repaired, but larger insurance deductibles mean less premium every year plus your cost savings may possibly more than replace the increased expense at claim time.
- Lafayette home insurance rates can be reduced by taking a look at your property loss deductible. If you currently have a $250 or $500 deductible on your Lafayette policy, you can raise your deductible to $1,000 or more and save significantly on your annual rates.
- You might save some money by buying a longer term policy. If you're paying monthly on your auto policy or your policy term is 6-months, you might save some money by paying the policy in full or buying an annual policy term.