P J Woods Insurance Inc
40 Main St
Peabody, MA 01960-5552
Phone: (978) 531-2777 | Fax: (978) 531-8617
Peabody residents can count on P J Woods Insurance Inc to give a helping hand when purchasing insurance. Call (978) 531-2777 to talk to an agent or stop by at 40 Main St. Serving the greater Peabody area and beyond.
If you're trying to find insurance agents in Peabody, MA or just looking to lower your rates we can help. These tips may help.
- P J Woods Insurance Inc may assist you in finding Massachusetts insurance coverage. With a local Peabody insurance agent, you have a professional contact to inquire about coverage issues, review your policy and assist you in the event of an insurance claim.
- Your Peabody car insurance rates could be decreased considerably by increasing your collision and comprehensive or 'other than collision' insurance deductibles. Should you have an automobile accident or your vehicle receives damage in a hail storm you'll be forced to pay more to have the hail damage repaired, but larger insurance deductibles mean less premium every year plus your cost savings may possibly more than replace the increased expense at claim time.
- Peabody home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Consider taking a driver training course. Many car insurance companies will give you a discount if you've completed a defensive driver course in Massachusetts. Check with your Peabody agent to find out if that discount exists with your current company.