Paul B Davis Jr & Assoc
2701 Goodes Bridge Rd
Richmond, VA 23224-2555
Phone: (804) 745-6000 | Fax: (804) 745-6695
Paul B Davis Jr & Assoc provides residents of Richmond with advice and guidance to help protect assets. Visit their office at 2701 Goodes Bridge Rd or call (804) 745-6000 for a no obligation quote. Serving the greater Richmond area and beyond.
Looking for insurance agents in Richmond, VA or just trying to lower your premiums? Here are some tips to keep in mind.
- A local insurance services provider like Paul B Davis Jr & Assoc can help you determine the proper coverages for your personal situation. Licensed Virginia insurance agents are trained to find possible coverage gaps in your insurance plan.
- Richmond auto insurance can be very expensive if you're driving newer vehicles, have a poor driving record or have files many claims in the past. Some issues like poor credit cannot be immediately corrected, but you can take some steps that will immediately reduce your insurance rates such as raising your deductibles.
- Richmond home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- To save money on your home insurance, consider installing a security or surveillance system. Some insurance companies in Virginia may give you a break on your rates if you have a monitored security system installed. Check with your insurer prior to installing a system to see which systems they recommend.