Payne Financial Group
301 1st St S # 1
Shelby, MT 59474-1964
Phone: (406) 434-5201 | Fax: (406) 434-9149
Payne Financial Group is dedicated to protecting Shelby families with at a price you can afford with professional service. Visit their office at 301 1st St S # 1 or call (406) 434-5201 for risk-free insurance quotes. Servicing Shelby and the entire Toole county region.
Searching for insurance agents in Shelby, Montana or just trying to save money on insurance? Here are some tips to keep in mind.
- Payne Financial Group may be able help you with your insurance needs in Shelby. Professional agents are trained to find deficiencies in insurance coverages and protect your assets against loss.
- Your Shelby auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Shelby home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Under no circumstances allow your insurance coverage to expire. You may find it very hard to get insurance again in Montana should your insurance policy expire, and your insurance coverage may cost considerably more than it had before.