Ratcliffe Insurance
2216 Dunn Ave
Memphis, TN 38114-4724
Phone: (901) 754-8565
Ratcliffe Insurance provides residents of Memphis with advice and guidance to help protect assets. Visit their office at 2216 Dunn Ave or call (901) 754-8565 for a no obligation quote. Serving the greater Memphis area and beyond.
Looking for insurance agents in Memphis, TN or just trying to lower your premiums? Here are some tips to keep in mind.
- Ratcliffe Insurance may be able to help you find the best insurance rates in Tennessee. By using a local Memphis insurance agent, you have someone to contact to ask questions, review coverages and help you at claim time.
- When researching auto insurance in Memphis, think about increasing your collision and comprehensive insurance deductibles to a larger amount in order to save money. Car insurance is cheaper when you're prepared to spend slightly more out-of-pocket if you have an insurance claim.
- Memphis home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Under no circumstances allow your insurance coverage to expire. You may find it very hard to get insurance again in Tennessee should your insurance policy expire, and your insurance coverage may cost considerably more than it had before.