Ray Kapinus Insurance
5902 Raymond Rd
Madison, WI 53711-4100
Phone: (608) 274-0333 | Fax: (608) 274-3119
Ray Kapinus Insurance is dedicated to protecting Madison residents with at a price you can afford with professional service. Call (608) 274-0333 for risk-free insurance quotes or stop by at 5902 Raymond Rd. Servicing Madison and the entire Dane county region.
Searching for insurance agents in Madison, Wisconsin or just trying to save money on insurance? These tips may help.
- A local insurance services provider like Ray Kapinus Insurance can help you determine the proper coverages for your personal situation. Licensed Wisconsin insurance agents are trained to find possible coverage gaps in your insurance plan.
- Your Madison car insurance rates could be decreased considerably by increasing your collision and comprehensive or 'other than collision' insurance deductibles. Should you have an automobile accident or your vehicle receives damage in a hail storm you'll be forced to pay more to have the hail damage repaired, but larger insurance deductibles mean less premium every year plus your cost savings may possibly more than replace the increased expense at claim time.
- If you own a home in Madison, you may be able to lower your property insurance premiums simply by raising your homeowners deductible. Your insurance company may also give you the option of raising just the wind and hail deductible, but leaving a lower deductible on losses such as theft or fire.
- Longevity pays off. If you have a tendancy to jump around between insurance companies, you may be costing yourself money. Many Wisconsin insurance companies reward insureds for staying with them over time. The longer you stay, the bigger discount you may see.