Richard J Horan Agency
423 S Main St # 24
Laconia, NH 03246-3782
Phone: (603) 524-5912 | Fax: (603) 524-5919
Laconia residents can count on Richard J Horan Agency to give a helping hand when purchasing insurance. Call (603) 524-5912 to talk to an agent or stop by at 423 S Main St # 24. Serving the greater Laconia area and beyond.
If you're trying to find insurance agents in Laconia, NH or just looking to lower your rates we can help. These tips may help.
- Richard J Horan Agency is an insurance services provider in Laconia and may be able to help you obtain insurance coverage.
- Your Laconia car insurance rates could be decreased considerably by increasing your collision and comprehensive or 'other than collision' insurance deductibles. Should you have an automobile accident or your vehicle receives damage in a hail storm you'll be forced to pay more to have the hail damage repaired, but larger insurance deductibles mean less premium every year plus your cost savings may possibly more than replace the increased expense at claim time.
- Laconia property owners are able to reduce their insurance costs by simply increasing their insurance policy deductible. An insurance deductible is how much money you have to pay out-of-pocket once you have a home insurance claim. By agreeing to pay an increased amount of your own money, your insurance provider will lower your home insurance premium. Providing you don't have regular claims, the cost savings on the reduced premium will soon add up to a lot more than the extra insurance deductible you have to spend at claim time.
- Maintain good credit or repair bad credit scores to drastically save on insurance. Your credit history has a huge impace on your insurance rates, so if your credit is good, keep it there. If it's not-so-good, take steps to repair your bad credit today.