Ruhm Insurance
4777 Red Bank Rd # 21
Cincinnati, OH 45227-1542
Phone: (513) 561-5000
Ruhm Insurance provides residents of Cincinnati with advice and guidance to help them meet their insurance needs. Call (513) 561-5000 for a no obligation quote or stop by at 4777 Red Bank Rd # 21. Servicing Cincinnati and the entire Hamilton county region.
Looking for insurance agents in Cincinnati, OH or just trying to lower your premiums? These tips may help.
- A local insurance services provider like Ruhm Insurance can help you determine the proper coverages for your personal situation. Licensed Ohio insurance agents are trained to find possible coverage gaps in your insurance plan.
- Have you thought about how to reduce your Cincinnati car insurance costs? Just by taking a little time to review your current coverages with your Cincinnati agent, you may be entitled to substantial savings that you didn't even know you qualified for.
- Cincinnati home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your Ohio insurance company, then you will be rewarded with lower rates.