Shumsky-West & Assoc Inc
13300 S West Bay Shore Dr
Traverse City, MI 49684-5571
Phone: (231) 946-4212 | Fax: (231) 946-6298
Traverse City residents can count on Shumsky-West & Assoc Inc to give a helping hand when purchasing insurance. Call (231) 946-4212 to talk to an agent or stop by at 13300 S West Bay Shore Dr. Serving the greater Traverse City area and beyond.
If you're trying to find insurance agents in Traverse City, MI or just looking to lower your rates we can help. These tips may help.
- Shumsky-West & Assoc Inc may be able help you with your insurance needs in Traverse City. Professional agents are trained to find deficiencies in insurance coverages and protect your assets against loss.
- Your Traverse City car insurance rates could be decreased considerably by increasing your collision and comprehensive or 'other than collision' insurance deductibles. Should you have an automobile accident or your vehicle receives damage in a hail storm you'll be forced to pay more to have the hail damage repaired, but larger insurance deductibles mean less premium every year plus your cost savings may possibly more than replace the increased expense at claim time.
- If you own a home in Traverse City, you may be able to lower your property insurance premiums simply by raising your homeowners deductible. Your insurance company may also give you the option of raising just the wind and hail deductible, but leaving a lower deductible on losses such as theft or fire.
- Some Michigan insurance companies may give you a discount if you drive less miles in a year. So if you live close to work in Traverse City and can walk or use public transportation rather than driving your car, you might save up to 10% off your annual premium.