Smith Insurance
1174 N Main St
St Stephen, SC 29479-3974
Phone: (843) 567-2899 | Fax: (843) 567-7151
St Stephen residents can count on Smith Insurance to give a helping hand when purchasing insurance. Call (843) 567-2899 to talk to an agent or stop by at 1174 N Main St. Serving the greater St Stephen area and beyond.
If you're trying to find insurance agents in St Stephen, SC or just looking to lower your rates we can help. These tips may help.
- A local insurance services provider like Smith Insurance can help you determine the proper coverages for your personal situation. Licensed South Carolina insurance agents are trained to find possible coverage gaps in your insurance plan.
- Have you thought about how to reduce your St Stephen car insurance costs? Just by taking a little time to review your current coverages with your St Stephen agent, you may be entitled to substantial savings that you didn't even know you qualified for.
- St Stephen home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your South Carolina insurance company, then you will be rewarded with lower rates.