Stephen W Ott
6200 State St
Saginaw, MI 48603-3490
Phone: (989) 790-8274
Saginaw residents can count on Stephen W Ott to provide guidance when purchasing insurance. Visit their office at 6200 State St or call (989) 790-8274 to talk to an agent. Serving the greater Saginaw area and beyond.
If you're trying to find insurance agents in Saginaw, MI or just looking to lower your rates we can help. Here are some tips to keep in mind.
- Stephen W Ott may be able help you with your insurance needs in Saginaw. Professional agents are trained to find deficiencies in insurance coverages and protect your assets against loss.
- Your Saginaw car insurance rates could be decreased considerably by increasing your collision and comprehensive or 'other than collision' insurance deductibles. Should you have an automobile accident or your vehicle receives damage in a hail storm you'll be forced to pay more to have the hail damage repaired, but larger insurance deductibles mean less premium every year plus your cost savings may possibly more than replace the increased expense at claim time.
- Higher homeowner's insurance deductibles can give you substantial savings if you own a home in Saginaw. You'll have to pay more out-of-pocket if you have an insurance claim, but if your claims are infrequent, you may come out way ahead by raising your deductibles and pocketing the savings.
- Some Michigan insurance companies may give you a discount if you drive less miles in a year. So if you live close to work in Saginaw and can walk or use public transportation rather than driving your car, you might save up to 10% off your annual premium.