Steven Jernigan Insurance Inc
3080 Needles Hwy
Laughlin, NV 89029-1400
Phone: (702) 298-2204
Laughlin residents can count on Steven Jernigan Insurance Inc to give a helping hand when purchasing insurance. Call (702) 298-2204 to talk to an agent or stop by at 3080 Needles Hwy. Serving the greater Laughlin area and beyond.
If you're trying to find insurance agents in Laughlin, NV or just looking to lower your rates we can help. These tips may help.
- Steven Jernigan Insurance Inc is an insurance services provider in your area. Contact them for assistance with your insurance needs.
- Your Laughlin auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Laughlin property owners are able to reduce their insurance costs by simply increasing their insurance policy deductible. An insurance deductible is how much money you have to pay out-of-pocket once you have a home insurance claim. By agreeing to pay an increased amount of your own money, your insurance provider will lower your home insurance premium. Providing you don't have regular claims, the cost savings on the reduced premium will soon add up to a lot more than the extra insurance deductible you have to spend at claim time.
- Some Nevada insurance companies may give you a discount if you drive less miles in a year. So if you live close to work in Laughlin and can walk or use public transportation rather than driving your car, you might save up to 10% off your annual premium.