Thomas F Brannan
1901 6th Ave N # Ahp-Ul
Birmingham, AL 35203-2618
Phone: (205) 264-4611 | Fax: (205) 326-5351
Thomas F Brannan provides residents of Birmingham with advice and guidance when making important insurance decisions. Their office is located at 1901 6th Ave N # Ahp-Ul or call (205) 264-4611 to speak with an agent. Serving Birmingham and the greater Jefferson county area.
Looking for insurance agents in Birmingham, AL or just trying to lower your premiums? Here are some insurance buying best practices.
- A neighborhood insurance services provider like Thomas F Brannan can make it easier to determine the correct insurance coverages for your financial situation. Licensed Alabama insurance agents are educated to uncover possible protection gaps within your insurance coverage.
- Your Birmingham auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- If you own a home in Birmingham and are shopping for home insurance, higher deductibles can give you substantial savings on your premiums. If you can afford to pay a higher deductible when you have a claim, you may come out ahead by raising your deductible.
- Under no circumstances allow your insurance coverage to expire. You may find it very hard to get insurance again in Alabama should your insurance policy expire, and your insurance coverage may cost considerably more than it had before.