Universal Underwriters Ins Co
301 Chestnut St # 404
Harrisburg, PA 17101-2702
Phone: (717) 233-7995 | Fax: (717) 233-2633
Universal Underwriters Ins Co provides residents of Harrisburg with advice and guidance when making important insurance decisions. Their office is located at 301 Chestnut St # 404 or call (717) 233-7995 to speak with an agent. Serving Harrisburg and the greater Dauphin county area.
Looking for insurance agents in Harrisburg, PA or just trying to lower your premiums? Here are some insurance buying best practices.
- Universal Underwriters Ins Co may be able to help you determine the insurance policy that's right for your specific needs.
- Your Harrisburg auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Harrisburg property owners are able to reduce their insurance costs by simply increasing their insurance policy deductible. An insurance deductible is how much money you have to pay out-of-pocket once you have a home insurance claim. By agreeing to pay an increased amount of your own money, your insurance provider will lower your home insurance premium. Providing you don't have regular claims, the cost savings on the reduced premium will soon add up to a lot more than the extra insurance deductible you have to spend at claim time.
- Longevity pays off. If you have a tendancy to jump around between insurance companies, you may be costing yourself money. Many Pennsylvania insurance companies reward insureds for staying with them over time. The longer you stay, the bigger discount you may see.