A Neat Assoc
9296 N 1410th St
Effingham, IL 62401-4857
Phone: (217) 536-6629
A Neat Assoc provides residents of Effingham with advice and guidance to help them meet their insurance needs. Call (217) 536-6629 for a no obligation quote or stop by at 9296 N 1410th St. Servicing Effingham and the entire Effingham county region.
Looking for insurance agents in Effingham, IL or just trying to lower your premiums? These tips may help.
- A Neat Assoc may assist you in finding Illinois insurance coverage. With a local Effingham insurance agent, you have a professional contact to inquire about coverage issues, review your policy and assist you in the event of an insurance claim.
- Your Effingham auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Effingham home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your Illinois insurance company, then you will be rewarded with lower rates.