AFLAC
145 N Franklin Tpke # 118
Ramsey, NJ 07446-1634
Phone: (201) 785-9808
AFLAC provides residents of Ramsey with advice and guidance when making important insurance decisions. Their office is located at 145 N Franklin Tpke # 118 or call (201) 785-9808 to speak with an agent. Serving Ramsey and the greater Bergen county area.
Looking for insurance agents in Ramsey, NJ or just trying to lower your premiums? Here are some insurance buying best practices.
- AFLAC is an insurance services provider in your neighborhood and by talking with a licensed agent, you can help find adequate insurance coverages for your personal situation.
- Your Ramsey auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Ramsey insurance agents may be able to save you money if you inquire about raising your homeowner's deductible. The higher you raise your deductible, the less your Ramsey home insurance will cost you each year because you're willing to shoulder a larger portion of any claim that you may file.
- You might save some money by buying a longer term policy. If you're paying monthly on your auto policy or your policy term is 6-months, you might save some money by paying the policy in full or buying an annual policy term.