API Insurance
200 S Santa Cruz Ave # 100
Los Gatos, CA 95030-6743
Phone: (408) 558-0300 | Fax: (408) 558-0303
API Insurance is dedicated to protecting Los Gatos residents with at a price you can afford with professional service. Call (408) 558-0300 for risk-free insurance quotes or stop by at 200 S Santa Cruz Ave # 100. Servicing Los Gatos and the entire Santa Clara county region.
Searching for insurance agents in Los Gatos, California or just trying to save money on insurance? These tips may help.
- A neighborhood insurance services provider like API Insurance can make it easier to determine the correct insurance coverages for your financial situation. Licensed California insurance agents are educated to uncover possible protection gaps within your insurance coverage.
- Your Los Gatos car insurance rates could be decreased considerably by increasing your collision and comprehensive or 'other than collision' insurance deductibles. Should you have an automobile accident or your vehicle receives damage in a hail storm you'll be forced to pay more to have the hail damage repaired, but larger insurance deductibles mean less premium every year plus your cost savings may possibly more than replace the increased expense at claim time.
- If you own a home in Los Gatos, you may be able to lower your property insurance premiums simply by raising your homeowners deductible. Your insurance company may also give you the option of raising just the wind and hail deductible, but leaving a lower deductible on losses such as theft or fire.
- To save money on your home insurance, consider installing a security or surveillance system. Some insurance companies in California may give you a break on your rates if you have a monitored security system installed. Check with your insurer prior to installing a system to see which systems they recommend.