Alama Luis Insurance Svc
8306 5th Ave
North Bergen, NJ 07047-5054
Phone: (201) 617-2424
Alama Luis Insurance Svc is dedicated to protecting North Bergen families with at a price you can afford with professional service. Visit their office at 8306 5th Ave or call (201) 617-2424 for risk-free insurance quotes. Serving North Bergen and the greater Hudson county area.
Searching for insurance agents in North Bergen, New Jersey or just trying to save money on insurance? Here are some tips to keep in mind.
- A local insurance services provider like Alama Luis Insurance Svc can help you determine the proper coverages for your personal situation. Licensed New Jersey insurance agents are trained to find possible coverage gaps in your insurance plan.
- If you think your North Bergen is too expensive, consider having an annual review with your insurance agent. They can go over your current coverages and make recommendations such as raising your physical damage deductibles to save you money.
- North Bergen home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your New Jersey insurance company, then you will be rewarded with lower rates.