Allstate Insurance Co
40 N Franklin St
Hempstead, NY 11550-3811
Phone: (516) 292-5100 | Fax: (516) 292-5158
Allstate Insurance Co provides residents of Hempstead with advice and guidance when making important insurance decisions. Their office is located at 40 N Franklin St or call (516) 292-5100 to speak with an agent. Serving Hempstead and the greater Nassau county area.
Looking for insurance agents in Hempstead, NY or just trying to lower your premiums? Here are some insurance buying best practices.
- A local insurance services provider like Allstate Insurance Co can help you determine the proper coverages for your personal situation. Licensed New York insurance agents are trained to find possible coverage gaps in your insurance plan.
- Your Hempstead auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Hempstead property owners are able to reduce their insurance costs by simply increasing their insurance policy deductible. An insurance deductible is how much money you have to pay out-of-pocket once you have a home insurance claim. By agreeing to pay an increased amount of your own money, your insurance provider will lower your home insurance premium. Providing you don't have regular claims, the cost savings on the reduced premium will soon add up to a lot more than the extra insurance deductible you have to spend at claim time.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your New York insurance company, then you will be rewarded with lower rates.