Allstate Insurance
854 Grand Caillou Rd
Houma, LA 70363-5800
Phone: (985) 872-0201 | Fax: (985) 872-0033
Allstate Insurance is dedicated to protecting Houma families with at a price you can afford with professional service. Visit their office at 854 Grand Caillou Rd or call (985) 872-0201 for risk-free insurance quotes. Serving Houma and the greater Terrebonne county area.
Searching for insurance agents in Houma, Louisiana or just trying to save money on insurance? Here are some tips to keep in mind.
- A local insurance services provider like Allstate Insurance can help you determine the proper coverages for your personal situation. Licensed Louisiana insurance agents are trained to find possible coverage gaps in your insurance plan.
- Your Houma auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Higher homeowner's insurance deductibles can give you substantial savings if you own a home in Houma. You'll have to pay more out-of-pocket if you have an insurance claim, but if your claims are infrequent, you may come out way ahead by raising your deductibles and pocketing the savings.
- Some Louisiana insurance companies may give you a discount if you drive less miles in a year. So if you live close to work in Houma and can walk or use public transportation rather than driving your car, you might save up to 10% off your annual premium.