Allstate Insurance
4-1579 Kuhio Hwy # 102
Kapaa, HI 96746-1859
Phone: (808) 822-2886 | Fax: (808) 822-7054
Allstate Insurance provides residents of Kapaa with advice and guidance to help them meet their insurance needs. Call (808) 822-2886 for a no obligation quote or stop by at 4-1579 Kuhio Hwy # 102. Servicing Kapaa and the entire Kauai county region.
Looking for insurance agents in Kapaa, HI or just trying to lower your premiums? These tips may help.
- Allstate Insurance may be able to help you determine the insurance policy that's right for your specific needs.
- Your Kapaa auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Higher homeowner's insurance deductibles can give you substantial savings if you own a home in Kapaa. You'll have to pay more out-of-pocket if you have an insurance claim, but if your claims are infrequent, you may come out way ahead by raising your deductibles and pocketing the savings.
- To save money on your home insurance, consider installing a security or surveillance system. Some insurance companies in Hawaii may give you a break on your rates if you have a monitored security system installed. Check with your insurer prior to installing a system to see which systems they recommend.