Allstate Insurance
715 Lakepointe Centre Dr
O Fallon, IL 62269-3065
Phone: (618) 628-0900 | Fax: (618) 628-1385
Allstate Insurance provides residents of O Fallon with advice and guidance to help them meet their insurance needs. Call (618) 628-0900 for a no obligation quote or stop by at 715 Lakepointe Centre Dr. Servicing O Fallon and the entire St Clair county region.
Looking for insurance agents in O Fallon, IL or just trying to lower your premiums? These tips may help.
- Allstate Insurance may be able help you with your insurance needs in O Fallon. Professional agents are trained to find deficiencies in insurance coverages and protect your assets against loss.
- If you think your O Fallon is too expensive, consider having an annual review with your insurance agent. They can go over your current coverages and make recommendations such as raising your physical damage deductibles to save you money.
- O Fallon home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Maintain good credit or repair bad credit scores to drastically save on insurance. Your credit history has a huge impace on your insurance rates, so if your credit is good, keep it there. If it's not-so-good, take steps to repair your bad credit today.