Allstate Insurance
2964 Highway K
O Fallon, MO 63368-7861
Phone: (636) 379-3182 | Fax: (636) 379-3184
Allstate Insurance provides residents of O Fallon with advice and guidance when making important insurance decisions. Their office is located at 2964 Highway K or call (636) 379-3182 to speak with an agent. Serving O Fallon and the greater St Charles county area.
Looking for insurance agents in O Fallon, MO or just trying to lower your premiums? Here are some insurance buying best practices.
- A local insurance services provider like Allstate Insurance can help you determine the proper coverages for your personal situation. Licensed Missouri insurance agents are trained to find possible coverage gaps in your insurance plan.
- Your O Fallon auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- O Fallon insurance agents may be able to save you money if you inquire about raising your homeowner's deductible. The higher you raise your deductible, the less your O Fallon home insurance will cost you each year because you're willing to shoulder a larger portion of any claim that you may file.
- Some Missouri insurance companies may give you a discount if you drive less miles in a year. So if you live close to work in O Fallon and can walk or use public transportation rather than driving your car, you might save up to 10% off your annual premium.