Allstate Insurance
226 E Main St
Richmond, KY 40475-1628
Phone: (859) 626-3848 | Fax: (859) 623-3299
Richmond residents can count on Allstate Insurance to give a helping hand when purchasing insurance. Call (859) 626-3848 to talk to an agent or stop by at 226 E Main St. Serving the greater Richmond area and beyond.
If you're trying to find insurance agents in Richmond, KY or just looking to lower your rates we can help. These tips may help.
- Allstate Insurance may assist you in finding Kentucky insurance coverage. With a local Richmond insurance agent, you have a professional contact to inquire about coverage issues, review your policy and assist you in the event of an insurance claim.
- Your Richmond car insurance rates could be decreased considerably by increasing your collision and comprehensive or 'other than collision' insurance deductibles. Should you have an automobile accident or your vehicle receives damage in a hail storm you'll be forced to pay more to have the hail damage repaired, but larger insurance deductibles mean less premium every year plus your cost savings may possibly more than replace the increased expense at claim time.
- Richmond home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Consider taking a driver training course. Many car insurance companies will give you a discount if you've completed a defensive driver course in Kentucky. Check with your Richmond agent to find out if that discount exists with your current company.