Alternative Insurance
206 W Terra Ln # B
O Fallon, MO 63366-2543
Phone: (636) 978-7260
Alternative Insurance provides residents of O Fallon with advice and guidance to help them meet their insurance needs. Call (636) 978-7260 for a no obligation quote or stop by at 206 W Terra Ln # B. Servicing O Fallon and the entire St Charles county region.
Looking for insurance agents in O Fallon, MO or just trying to lower your premiums? These tips may help.
- Alternative Insurance may be able to help you determine the insurance policy that's right for your specific needs.
- Your O Fallon auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- O Fallon insurance agents may be able to save you money if you inquire about raising your homeowner's deductible. The higher you raise your deductible, the less your O Fallon home insurance will cost you each year because you're willing to shoulder a larger portion of any claim that you may file.
- You might save some money by buying a longer term policy. If you're paying monthly on your auto policy or your policy term is 6-months, you might save some money by paying the policy in full or buying an annual policy term.