Althoff-Insurance Unlimited
1102 W Jefferson Ave
Effingham, IL 62401-2037
Phone: (217) 342-9796 | Fax: (217) 342-6712
Althoff-Insurance Unlimited provides residents of Effingham with advice and guidance to help them meet their insurance needs. Call (217) 342-9796 for a no obligation quote or stop by at 1102 W Jefferson Ave. Servicing Effingham and the entire Effingham county region.
Looking for insurance agents in Effingham, IL or just trying to lower your premiums? These tips may help.
- Althoff-Insurance Unlimited is an insurance services provider in your neighborhood and by talking with a licensed agent, you can help find adequate insurance coverages for your personal situation.
- Your Effingham car insurance rates could be decreased considerably by increasing your collision and comprehensive or 'other than collision' insurance deductibles. Should you have an automobile accident or your vehicle receives damage in a hail storm you'll be forced to pay more to have the hail damage repaired, but larger insurance deductibles mean less premium every year plus your cost savings may possibly more than replace the increased expense at claim time.
- If you own a house in Effingham and are searching for property insurance coverage, greater insurance deductibles can provide substantial cost savings on your rates. Whenever you can manage to pay a larger insurance deductible in case you have a claim, you might end up saving money on your annual homeowner's insurance premiums.
- Under no circumstances allow your insurance coverage to expire. You may find it very hard to get insurance again in Illinois should your insurance policy expire, and your insurance coverage may cost considerably more than it had before.