American Family Insurance
655 W Lincoln Ave # 3
Charleston, IL 61920-2461
Phone: (217) 345-9181 | Fax: (217) 345-5865
American Family Insurance is dedicated to protecting Charleston families with at a price you can afford with professional service. Visit their office at 655 W Lincoln Ave # 3 or call (217) 345-9181 for risk-free insurance quotes. Servicing Charleston and the entire Coles county region.
Searching for insurance agents in Charleston, Illinois or just trying to save money on insurance? Here are some tips to keep in mind.
- American Family Insurance is an insurance services provider in Charleston and may be able to help you obtain insurance coverage.
- When shopping for car insurance in Charleston, consider raising your comprehensive and collision deductibles to a higher level to save money. Auto insurance costs less when you're willing to pay slightly more out-of-pocket when you have a claim.
- Charleston property owners are able to reduce their insurance costs by simply increasing their insurance policy deductible. An insurance deductible is how much money you have to pay out-of-pocket once you have a home insurance claim. By agreeing to pay an increased amount of your own money, your insurance provider will lower your home insurance premium. Providing you don't have regular claims, the cost savings on the reduced premium will soon add up to a lot more than the extra insurance deductible you have to spend at claim time.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your Illinois insurance company, then you will be rewarded with lower rates.