American Family Insurance
100 W Washington Ave
Effingham, IL 62401-2354
Phone: (217) 347-3060 | Fax: (217) 347-7011
Effingham residents can count on American Family Insurance to provide guidance when purchasing insurance. Visit their office at 100 W Washington Ave or call (217) 347-3060 to talk to an agent. Serving the greater Effingham area and beyond.
If you're trying to find insurance agents in Effingham, IL or just looking to lower your rates we can help. Here are some tips to keep in mind.
- A neighborhood insurance services provider like American Family Insurance can make it easier to determine the correct insurance coverages for your financial situation. Licensed Illinois insurance agents are educated to uncover possible protection gaps within your insurance coverage.
- Your Effingham car insurance rates could be decreased considerably by increasing your collision and comprehensive or 'other than collision' insurance deductibles. Should you have an automobile accident or your vehicle receives damage in a hail storm you'll be forced to pay more to have the hail damage repaired, but larger insurance deductibles mean less premium every year plus your cost savings may possibly more than replace the increased expense at claim time.
- If you own a home in Effingham and are shopping for home insurance, higher deductibles can give you substantial savings on your premiums. If you can afford to pay a higher deductible when you have a claim, you may come out ahead by raising your deductible.
- Under no circumstances allow your insurance coverage to expire. You may find it very hard to get insurance again in Illinois should your insurance policy expire, and your insurance coverage may cost considerably more than it had before.