American Family Insurance
2378 Highway K
O Fallon, MO 63368-6661
Phone: (636) 978-6514 | Fax: (636) 281-1035
American Family Insurance provides residents of O Fallon with advice and guidance to help them meet their insurance needs. Call (636) 978-6514 for a no obligation quote or stop by at 2378 Highway K. Servicing O Fallon and the entire St Charles county region.
Looking for insurance agents in O Fallon, MO or just trying to lower your premiums? These tips may help.
- A local insurance services provider like American Family Insurance can help you determine the proper coverages for your personal situation. Licensed Missouri insurance agents are trained to find possible coverage gaps in your insurance plan.
- O Fallon auto insurance can be very expensive if you're driving newer vehicles, have a poor driving record or have files many claims in the past. Some issues like poor credit cannot be immediately corrected, but you can take some steps that will immediately reduce your insurance rates such as raising your deductibles.
- Higher homeowner's insurance deductibles can give you substantial savings if you own a home in O Fallon. You'll have to pay more out-of-pocket if you have an insurance claim, but if your claims are infrequent, you may come out way ahead by raising your deductibles and pocketing the savings.
- Some Missouri insurance companies may give you a discount if you drive less miles in a year. So if you live close to work in O Fallon and can walk or use public transportation rather than driving your car, you might save up to 10% off your annual premium.