American Family Insurance
201 W Main St
Smithville, MO 64089-9302
Phone: (816) 532-0505
American Family Insurance provides residents of Smithville with advice and guidance when making important insurance decisions. Their office is located at 201 W Main St or call (816) 532-0505 to speak with an agent. Serving Smithville and the greater Clay county area.
Looking for insurance agents in Smithville, MO or just trying to lower your premiums? Here are some insurance buying best practices.
- American Family Insurance is an insurance services provider in your neighborhood and by talking with a licensed agent, you can help find adequate insurance coverages for your personal situation.
- Your Smithville car insurance rates could be decreased considerably by increasing your collision and comprehensive or 'other than collision' insurance deductibles. Should you have an automobile accident or your vehicle receives damage in a hail storm you'll be forced to pay more to have the hail damage repaired, but larger insurance deductibles mean less premium every year plus your cost savings may possibly more than replace the increased expense at claim time.
- Smithville home insurance rates can be reduced by taking a look at your property loss deductible. If you currently have a $250 or $500 deductible on your Smithville policy, you can raise your deductible to $1,000 or more and save significantly on your annual rates.
- Some Missouri insurance companies may give you a discount if you drive less miles in a year. So if you live close to work in Smithville and can walk or use public transportation rather than driving your car, you might save up to 10% off your annual premium.